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Why Put all Your Nest Eggs in One Basket?

At AFB, we’re a big proponent of saving for the future, which is why we offer multiple accounts for multiple needs. From our Youth Savings Account to our Signature Savings Account and from our Holiday Club Account to our Health Savings Account, we developed ways to meet all of your unique needs at any stage of life.

In addition to the great service you’ll get at AFB, you’ll also get competitive interest rates, advanced mobile banking, and the opportunity to participate in our Save it Up! program (requires an AFB check card), where we’ll actually contribute to your savings account.

Signature

Give your money a chance to go to work for you. Our Signature Savings account is tailored to help your assets work harder and go further.

Requirements: $50 opening deposit | $50 minimum balance | No account maintenance fee if minimum balance is maintained ($5 fee if balance falls below minimum requirement during statement cycle)

Features: Interest rates tiered, based on daily collected balance1 (Up to $9,999.99 | $10,000 to $24,999.99 | $25,000 to $49,999.99 | $50,000 or more) | Up to six withdrawals per statement cycle2 | ATM card available | Free online banking | AFB PhoneBank 24/7 account access via telephone

1 Rates, terms and conditions may change without notice.
2 Additional limitations may apply. Excessive withdrawal fee charged for additional withdrawals.

Young Savers

Tailor-made for those under 18, this is the perfect starter account. A low minimum opening deposit and account balance make it easy for children to learn financial responsibility while watching their money grow.

Requirements: $10 opening deposit | $10 minimum account balance | No account maintenance fee if minimum balance is maintained ($5 fee if balance falls below minimum requirement during statement cycle)

Features: Interest bearing for daily collected balances of $0.01 and above1 | Up to six withdrawals per statement cycle2 | Free online banking | AFB PhoneBank 24/7 account access via telephone

1 Rates, terms and conditions may change without notice.
2 Additional limitations may apply. Excessive withdrawal fee charged for additional withdrawals.

Health Savings Account

American Founders Bank’s Health Savings Accounts provide tax-exempt savings for qualified medical expenses to individuals who qualify under a high-deductible health plan.1 With a minimum opening deposit and no minimum balance requirement, a Health Savings Account can be a valuable addition to your overall financial plan.

Requirements: $10 minimum opening deposit

Features: No minimum balance | $3.50 monthly maintenance fee | Interest rates tiered based on daily collected balance2 (Up to $2,499.99 | $2,500 to $4,999.99 | $5,000 to $9,999.99 | $10,000 or more) | Unlimited withdrawals | Distributions may be made with checks or debit card
Visa debit card available | Free online account access | AFB PhoneBank 24/7 account access via telephone | Unused funds may be rolled forward to subsequent years.1

1 Significant rules apply. Consult your tax advisor for information on your individual tax situation.
2 Rates, terms and conditions may change without notice.

Get $250 from AFB

Let AFB put up to $250 in your account each year with our Save-it-Up program.

Show Me How This Works

Yes! We’re happy to have you as a new customer.

We’re working hard on our online sign-ups. So far, you can open a personal checking account, a Certificate of Deposit, and a Money Market account. Please leave your name, number, and email just in case you need our help.

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