AFB GO Personal Checking
GO anywhere. Bank from everywhere.
People these days are always on the go, so it’s only fitting they can choose a checking account that can keep up. At AFB, our personal checking accounts do just that. With options to suit wherever you are in life and a powerful mobile app for banking, complete with mobile deposit, we’re ready to go whenever you are.
All AFB Personal Checking accounts include:
• Unlimited Transactions
• Free ATM/Debit Card (upon request/approval)
• Free Online Banking and Bill Pay
• Round Up Savings Capable
• No Foreign ATM Fees assessed by AFB
• Access to 24-hour AFB Phone Bank
Other conveniences that will help you bank from anywhere:
• Electronic Statements (E-Statements)
• Mobile APP for IPhone & Android includes Mobile Deposits
• Member of the Alliance One Network with access to over 5,000 ATMs all throughout the US. Alliance One is a nationwide cooperative group of Credit Unions, small community banks and thrifts that have joined forces to let their cardholders access each other’s ATMs all over America without having to pay ATM Surcharges
A basic checking account with no minimum balance requirements, no monthly maintenance fees.
Requirements: $50 minimum opening deposit
Features: No minimum balance | Unlimited transactions | No monthly maintenance fee | Free Online Banking & Bill Pay, including 10 free mobile deposits per statement cycle2 | ATM/VISA Debit Cards available upon request | No fee charged by AFB for ATM withdrawals | Free access to AFB’s 24/7 Toll Free Phone Bank
For the customer who wants a little bit more for their money than just the basic checking account.
Requirements: $50 minimum opening deposit | $10 Monthly Maintenance fee | A minimum of $500 in direct deposit or 10 debit card transactions per statement cycle to avoid the monthly maintenance fee |
Interest: Tiered, based on daily collected account balances1 | $1,500 to $9,999.99 | $10,000 to $24,999.99 | $25,000 and over.
Features: Features: Free Online Banking & Bill Pay, including 10 free mobile deposits per statement cycle2 | Round Up Savings Available3 | Overdraft Protection Available4 | Combined Statements Available5 | ATM/VISA Debit Cards available upon request | No fee charged by AFB for ATM withdrawals | Rebates of fees charge by out-of-network ATM owners, up to $10 per statement cycle (U.S.ATMs only)7 | First Initial box of club checks at no charge8 | 50% percent discount on safe deposit boxes (subject to availability)9 | Free access to AFB’s 24/7 Toll Free Phone Bank
VIP customer checking account, for the customer who maintains higher balances but wants access to the funds readily available with Premium Interest rates and Premium features.
Requirements: $50 minimum opening deposit | $25 Monthly Maintenance fee | Minimum Average Collected balance of $25,000, balances can be combined between checking and savings accounts in like ownership to avoid the monthly maintenance fee |
Interest: Tiered, based on daily collected account balances1 | $10,000 to $24,999.99 | $25,000 to $49,999.99 | $50,000 to $99,999.99 | $100,00 and over
Features: Free Online Banking & Bill Pay, including 10 free mobile deposits per statement cycle2 | Round Up Savings Available3 | Overdraft Protection Available4 | Combined Statements Available5 | Check images with statement6 | ATM/VISA Debit Cards available upon request | No fee charged by AFB for ATM withdrawals | Rebates of fees charge by out-of-network ATM owners, up to $20 per statement cycle (U.S.ATMs only)7 | One box of club checks annually at no charge8 | One free 3×5 safe deposit box or 50% percent discount on all other size safe deposit boxes (subject to availability)9 | Unlimited free cashier’s checks10 | Premium Rates on Certificates of Deposits (excludes specials)11 | Free access to AFB’s 24/7 Toll Free Phone Bank
Rates, terms and conditions for all accounts may change without notice
1 The interest rate and annual percentage yield (APY) for your account depend upon the applicable rate tier. Interest is compounded each statement cycle and will be credited to your account at statement cycle. The interest rate and APY for these tiers may change without notice at any time at our discretion
2 Online Banking – Registration is required. Mobile App Access available for iPhone and Androids – standard text messaging rates may apply. See Fee Schedule for fee per mobile deposit over the limited number allowed per statement cycle
3 Round Up Savings – Allows you to save automatically on everyday purchases with qualifying AFB Debit Card Purchases rounded to the nearest whole dollar. The amount rounded up will be transferred to your AFB Savings or AFB Money Market account. The bank will match 20% of the rounded up savings on a quarterly basis, up to a maximum of $250 per quarter
4 Overdraft Protection – With signed authorization you can link checking or savings accounts to cover overdrafts. Transfer will move only the necessary amount needed to cover the overdraft plus the transfer fee. *Restrictions apply on savings and money markets
5 Accounts with like statement cycles can be combined together to receive one monthly statement
6 Check images available via e-statement or paper statement
7 Out-of-Network ATM Rebates – AFB does not charge fees to use out-of-network ATMs and with participating checking accounts we offer rebates on the fees charged by other Financial Institutions
8 Designated account will provide Consumer with Basic Personal Checks (120) any additional checks prices may vary. See product for details
9 Discounts on Safe Deposit Boxes are subject to availability, see fee schedule for pricing
10 Unlimited Cashier’s Checks at no extra cost to customer, see fee schedule for pricing
11 Not available on Specials, see representative for details