Get Started Business Loans Login Menu Close

Personal Login

Business Login

Grow Your Money

Open a Money Market or CD Online

Open Account

Money Doesn’t Grow on Trees. It Grows Here.

The environment at AFB is not only warm and inviting, it’s also perfect to make your money grow. Just plant your dough in an AFB IRA, CD, or Money Market and watch it flourish in its natural habitat. Of course, while you’re cultivating your wealth, we’ll be here to serve as your field guides to help you determine which products are best to meet your individual goals.

In addition to our CDs, IRAs, and Money Markets, we also offer gift cards so you can spread the wealth. These are perfect for birthdays, holidays, and pretty much any gift-giving occasion. They’re conveniently available at any branch.

Certificates of Deposit (CDs)

Our CDs allow you to secure a fixed, competitive rate and select a maturity date that best fits your needs, ranging from a few months to several years. A minimum deposit of $1,000 is required. (The rate and term are fixed upon the account opening and/or renewal.)1

Money Market Accounts

Increase your earnings with a variable interest rate on minimum daily collected balances of $1,500 or more while maintaining flexible access to your funds. Individuals, sole proprietorships, partnerships, corporations and nonprofit organizations can all qualify for an AFB Money Market Account.

Requirements

  • $1,500 minimum opening deposit
  • Minimum balance of $1,500 to avoid monthly maintenance fee ($10 monthly fee if balance falls below the minimum requirement per statement cycle)2

Features

  • Interest rates tiered based on daily collected balance3
    • $1,500 to $9,999.99
    • $10,000 to $49,999.99
    • $50,000 to $99,999.99
  • Up to six withdrawals per statement cycle4
  • Free online banking
  • AFB PhoneBank: 24/7 account access via telephone

Individual Retirement Accounts (IRAs)

An IRA from AFB can be an integral part of your financial plans for the future. Plan for retirement by opening an IRA with as little as $500, then increase your savings at your own pace.1 Both our Roth and Traditional IRAs may provide additional tax benefits, including tax-deferred interest and tax-deductible contributions.5

1 Significant penalties for early withdrawal.
2 Fees may reduce earnings on the account.
3 Rates, terms and conditions may change without notice.
4 Additional limitations may apply. Excessive withdrawal fee charged for additional
withdrawals.
5 Consult your tax advisor for additional information on your individual tax situation.

Open a Money Market or CD Online

Open Account

Yes! We’re happy to have you as a new customer.

We’re working hard on our online sign-ups. So far, you can open a personal checking account, a Certificate of Deposit, and a Money Market account. Please leave your name, number, and email just in case you need our help.

You are now leaving American Founders Bank’s website.

American Founders Bank is not responsible for the availability or content of this website and does not represent either the linked website or you, should you enter into a transaction. We encourage you to review their privacy and security policies, which may differ from American Founders Bank.

Continue Cancel